Foreign Exchange Investment Business Plan


Information: Millennium Building, Suite 200, Wing D. Opposite NNPC Towers Herbert Macaulay Way, Central Business District, Abuja.

Tel: +234 904 439 3187

URL: mic-phitgloballtd.com

Email: [email protected]




1.0 Executive Summary

  • Mission
  • Keys to Success

2.0 Company Summary

3.0 Services

4.0 Market Analysis Summary

5.0 Service Business Analysis

6.0 Strategy and Implementation


Executive Summary

MIC-PHIT GLOBAL LIMITED is a visible finance and investment hub situated at mic-phitgloballtd.com as virtual office and MILLENNIUM BUILDING, Suite 200, Wing D. Opp NNPC TOWERS Herbert Macaulay Way, Central Business District, Abuja as physical office. Our team comprises of experienced officials, set up to compete in the world largest competitive financial industry.


MIC-PHIT GLOBAL LIMITED is an International digital non-bank financial institution that deals in the world's largest legal decentralized financial industry known as Foreign Exchange. We specialize in Funds Security, Funds Management, Training on 21st Century Finance and Financial Advisory for both Individuals and Corporate Organizations.

Foreign Exchange (FOREX) is the world's largest legal decentralized financial industry. Comprised of three main markets which are the Foreign Currencies, Crypto Currencies and Commodities markets. This industry presently does minimum liquidity of 5.5 trillion dollars on a daily basis. It’s an industry that deals with the buying and selling of currencies and commodities on digital platform.
The Foreign Exchange industry does excess volume of minimum 5.5 trillion dollars daily (which no nation's annual budget equate) as a result of the participants involved, which are:


  • Governments (Globally)
  • Banks
  • Speculators (Expert traders managing funds for wealthy individuals)
  • Non-bank Financial Institutions
    (Does team work)
  • Retail Traders-mostly Individuals trading for themselves (major FX market victims of loss)


MIC-PHIT GLOBAL LIMITED is basically involved in digital financial activities in regards to Funds Protection and Reproduction. Our business goal is to build a team with our stakeholders and clients to become the best Financial Institution in the world through professionalism and standard practice.
Our team is comprised of meticulously recruited financial experts as management and staff that has contributed to maintain world class packages and services.

All members of our workforce are duly trained and inducted to meet the company’s standards in all relevant fields, to position them for current global financial activities. We are also committed to periodic training of our staff to be fully abreast with the challenges akin to the business and world class strategies for customers’ satisfaction.


At MIC-PHIT GLOBAL LIMITED our client’s interest always come first, and everything we do is guided by our values and professional ethics. We do ensure that we hold ourselves accountable to the highest standards by meeting our client’s needs precisely and completely. We does cultivate a working environment that provides a human, sustainable approach to earning a living, and living in our world, for all our partners, employees and for our clients.


MIC-PHIT GLOBAL LIMITED is founded by Mr Philip A. Adekola who acquired a bachelor of art (BA) in Linguistics Studies from the prestigious university of Benin (UNIBEN) Benin City Nigeria as a core course.
Mr Philip A. Adekola has over a decade downstream Oil and Gas working experience in pair with finance. He worked in the Oil & Gas Industry and in various capacities such as, Technical Officer at Petroleum Equalization Fund(PEF) Management Board, Assistant Depot Rep. at Total Nigeria PLC. and Depot Assistant at Forte Oil PLC. (Former African Petroleum). In 2019, Mr. Philip A. Adekola opted out of the Oil and Gas sector and concentrated fully on finance as his critical course.


Our Products and Services

MIC-PHIT GLOBAL LIMITED was established to maximize profits in the foreign exchange industry being the largest financial industry in the world.
We are in to compete favorably with the world leading financial institutions.
We will achieve this with our competent quality assurance team that ensures every invested fund meets expected Return On Investment(ROI).

We will work hard to ensure that MIC-PHIT GLOBAL LIMITED is not just accepted in Nigerian community alone, but also in Africa and the world at large.
Our products and services are listed below;


  • Investment of funds in Foreign Currencies.
  • Investment of funds in Commodities such as Gold,
  • Silver, Crude Oil, Brent(UK Oil) etc.
  • Investment of funds in Crypto Currencies.
  • Financial Consultancy.


Our Vision Statement

Our vision is to maximize potential investment avenues of wealth creation for our clients across the globe.


Our Mission Statement

Our mission is providing professional foreign exchange and other related services that benefit the stakeholders and our clients through professionalism and standard practices.



Our Core Values

Respect, Confidentiality and Integrity.



Our Investments Rules

Protect Money, Make Money, Protect Money and Make More Money (PMPM)…



Our Fund Management Principle

Patience, Contentment and Discipline




We specialize in general finance consultancy services in regards to Funds Security, Funds Management, Training on 21st Century Finance and Financial Advisory for both Individuals and Corporate Organizations.

An opportunity to engage in a professional financial discourse on money reproduction, We give you a full disclosure of our expertise and benefits.

As it’s well known, everybody and every sector need money and more money regularly.



Our Business Structure

MIC-PHIT GLOBAL LIMITED is a Financial HUB that deals in the foreign exchange industry which commenced operations June 17, 2019 in Nigeria with several clients (investors) across the globe and managing portfolio in excess of billions of dollars. As well growing bigger in order to compete favorably with leading global financial institutions.
We are aware of the importance of building a solid business structure that can support the picture of the kind of world class business we own. This is why we will only maintain a staff strength made up of the best hands within our area of operations.


At MIC-PHIT GLOBAL LIMITED, we encourage and motivate our workers at various levels with the needed incentives for better performance. In view of the above, we have qualified and competent hands occupying key positions such as:


  • Chief Executive Officer
  • Head, Technical Services
  • Human Resources and Admin Manager
  • Sales and Marketing Executive
  • Accountant
  • Customer Care Service Officer

2.1 Roles and Responsibilities

2.1.1 Chief Executive Officer – CEO:

Increases management’s effectiveness by recruiting, selecting, orienting, training, coaching, counseling, and disciplining managers; communicating values, strategies, and objectives; assigning accountabilities; planning, monitoring, and appraising job results; developing incentives; developing a climate for offering information and opinions; providing educational opportunities.

Responsible for providing direction for the business.

Creates, communicates, and implements the organization’s vision, mission, and overall direction – i.e. leading the development and implementation of the overall organization’s strategy.

Responsible for signing cheques and documents on behalf of the company.

Evaluates the success of the organization.

2.1.2 Head, Technical Services:

Serves as project manager of the organization; works directly with employees.

Develops strategic plan by studying technological and financial opportunities; presenting assumptions; recommending objectives.

Accomplishes subsidiary objectives by establishing plans, budgets, and results measurements; allocating resources; reviewing progress; making mid-course corrections.

Coordinates efforts by establishing procurement, production, marketing, field, and technical services policies and practices; coordinating actions with corporate staff.

Builds company image by collaborating with customers, government, community organizations, and employees; enforcing ethical business practices.

Maintains quality service by establishing and enforcing organization standards.

Maintains professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; benchmarking state-of-the-art practices; participating in professional societies.

Makes certain that the technical department perform efficiently, coordinate employee efforts, and facilitate communications between management and computer repairs and maintenance engineers and technicians.

Ensures that the organization work in line with international best practices.

2.1.3 Human Resources and Admin Manager

Responsible for overseeing the smooth running of HR and administrative tasks for the organization.

Defines job positions for recruitment and managing interviewing process.

Carries out staff induction for new team members.

Responsible for training, evaluation and assessment of employees.

Responsible for arranging travel, meetings and appointments.

Oversees the smooth running of the daily office activities.

2.1.4 Sales and Marketing Manager

Manage external research and coordinate all the internal sources of information to retain the organizations’ best customers and attract new ones.

Model demographic information and analyze the volumes of transactional data generated by customer.

Identifies development opportunities; follows up on development leads and contacts; participates in the structuring and financing of projects; assures the completion of development projects.

Writes winning proposal documents, negotiate fees and rates in line with organizations’ policy.

Responsible for handling business research, market surveys and feasibility studies for clients.

Responsible for supervising implementation, advocate for the customer’s needs, and communicate with clients.

Develops, executes and evaluates new plans for expanding increase sales.

Create new markets cum businesses for the organization.

Empowers and motivates the sales team to meet and surpass agreed targets.

2.1.5 Accountant / Cashier:

Responsible for preparing financial reports, budgets, and financial statements for the organization.

Provides managements with financial analyses, development budgets, and accounting reports; analyzes financial feasibility for the most complex proposed projects; conducts market research to forecast trends and business conditions.

Responsible for financial forecasting and risks analysis.

Performs cash management, general ledger accounting, and financial reporting for one or more properties.

Responsible for developing and managing financial systems and policies.

Responsible for administering payrolls.

Ensures compliance with taxation legislation.

Handles all financial transactions.

2.1.6 Customer Care Service Officer.

Welcomes clients and potential clients by greeting them in person or on the telephone; answering or directing inquiries.

Ensures that all contacts with clients (e-mail, walk-In center, SMS or phone) provides the client with a personalized customer service experience of the highest level.

Through interaction with clients on the phone, uses every opportunity to build client’s interest in the company’s products and services.

Manages administrative duties assigned by the creative director in an effective and timely manner.

Consistently stays abreast of any new information on the organizations’ products, promotional campaigns etc. to ensure accurate and helpful information is supplied to clients when they make enquiries.


SWOT Analysis

To sustain our business, MIC-PHIT GLOBAL LIMITED has conducted a professional business analysis(SWOT analysis) to build a well–structured and conducive business environment. Here is a summary from the result of the SWOT analysis:

Strength: Our core strength lies in the power of our team; our workforce. We have a team of certified and highly trained and experienced forex experts, a team with excellent qualifications and experience in various niche areas in the foreign exchange industry. Aside from the synergy that exists in our carefully selected workforce, our services are guided by best practices in the industry.

Weakness: Forex trading and online investments still enjoy little patronage and awareness in some parts of the world (Africa precisely) presently, however, MIC-PHIT GLOBAL LIMITED is maximally equipped with global marketing trends and strategies to sensitize and attract ideal investors.

Opportunities: No doubt, the opportunities in the foreign exchange market being the largest financial industry is massive considering the number of individuals and corporate organizations who are now switching over to digital way of making money online. As a foreign exchange investment company, we are ready to take advantage of any opportunity that is available in the industry.

Threat: Just like any other business, the major threat is wrong mindset of people who might have invested in Ponzi schemes or other unfortunate investments in same location where our target market exists.



Our Company occupies the “I” position in the ESBI Work Quadrant analysis according to Robert T. Kiyosaki as displayed below:

Active Income (You work for money)


You exchange your time and effort for an income. You don't work you do not get paid!


Self Employed

You work for yourself but can you take a 6 week holiday and your business keeps on going without you?


Passive Income (Money working for you)

Big Business

These people have people working hard for them to generate them an income!



They are people that have money working hard for them. Play golf and live a good life!


With the understanding of the above EBSI work quadrant, our Company provides solution to financial slavery of investors’ money idleness saved somewhere without reasonable ROI( Return on Investment). Also, from the victim of the saying “if you do not have a means of earning money while sleeping you will die working”. With us, investors now have opportunities to active source of income i.e they working for money in their respective professions and passive source of income i.e money working for them. As we all know that money has ONLY 3 uses;

  • Spend Money
  • Save Money
  • Invest Money

Of these uses, the invested one has reward.

An American Financial Giant said; no matter the level of a man’s education, if he saves money in banks, he is a ‘FINANCIAL ILLITERATE’.

MIC-PHIT GLOBAL LIMITED here provides her investors good investment opportunities with outstanding reward according to her investors’ investment portfolio.


Our Target Market

Our target market are those who have succeeded in solving the 1st equation of money.
The equation of money in finance is the M of money.
Below is the breaking down of the M equation of money.

  • Make Money
  • Manage Money
  • Multiply Money


Therefor our audience solves the first equation by making money while we solve the other two by managing and multiplying money.

There are two legs of income in finance one is Active Income (Working for Money) while the other is Passive Income (Money working in return).

We at Mic-Phit we are at the end of making money working for our investors (Generating Passive Income) for both individual and organizations.



We are mindful of the fact that there is stiffer competition in the foreign exchange industry; hence we have been able to hire some of the best marketing experts to handle our sales and marketing.

Our sales and marketing team are recruited based on their vast experience in the foreign exchange industry and they will be trained on a regular basis so as to be well equipped to meet their targets and the overall business goal of MIC-PHIT GLOBAL LIMITED.

Our corporate goal is to grow MIC-PHIT GLOBAL LIMITED to become one of the top 10 investment companies in Nigeria, Africa and the world at large, which is why we have mapped out strategy that will help us take advantage of the available market and grow to become a major force to reckon with not only in Nigeria but to other part of the world. MIC-PHIT GLOBAL LIMITED is ready to make use of the following marketing and sales strategies to attract clients;

Introduce our investment plan on managing client’s funds by sending introductory letters alongside our business proposal to individuals, corporate organizations, religious organizations and key stake holders.

Advertise our business in relevant business newspapers, TV stations, and radio station.(jingles).

List our business on yellow pages ads (local directories).

Attend relevant international and local expos, seminars, and business fairs etc.

Create different packages for different category of clients in order to work with their budgets and still deliver excellent services.

Leverage on the internet to promote our business.

Engage direct marketing approach, encourage word of mouth marketing from loyal/satisfied clients.


Our Investment Plan

US Dollar, Euro and Pound are the main currencies used for investment in foreign exchange (FOREX) industry; in this regard, conversion of currencies are based on prevailing exchange rate.

Investment Plans Investment Amount (USD, Euro & Pounds) Return on Investment (ROI) Investment Duration
Gold 100,000 - 100 Million 20% Annual
Silver 101 Million - 1 Billion 25% Annual
Diamond 1.1 Billion & Above 30% Annual


Payment Options

At MIC-PHIT GLOBAL LIMITED, our payment policy for now is restricted to bank transfer as other payment options will be included as we progress.

In view of the above, we have chosen banking platforms that will help us achieve our plans with little or no itches.


Publicity and Advertising Strategy

We have been able to work with our in house brand and publicity consultants to help us map out publicity and advertising strategies that will help us walk our way into the heart of our target market. We are set to become the number one choice for both corporate clients and individual clients in the whole of Nigeria and beyond which is why we have made provisions for effective publicity and advertisement of our investment company.

Below are the platforms we intend to leverage on to promote and advertise MIC-PHIT GLOBAL LIMITED

Place adverts on both print (newspapers and magazines) and electronic media platforms.

Leverage on the internet and social media platforms like; Instagram, Facebook,etc to promote our services.

Engage in road show from time to time in targeted neighborhoods.

Distribute our fliers and handbills in target areas.

Contact corporate organizations by calling them up and informing them of MIC-PHIT GLOBAL LIMITED and the services we offer.

Ensure that all our staff members wear our branded shirts and all our vehicles are well branded with our company logo etc.

Bill boards for awareness in strategic places of our operations environments.


FOREX INVESTMENT GROWTH: Sustainability and Expansion Strategy

The future of a business lies in the number of loyal customers that they have, the capacity and competence of the employees, their investment strategy and the business structure. With these in place, MIC-PHIT GLOBAL LIMITED is strongly positioned as a business growing into global reckoning.

MIC-PHIT GLOBAL LIMITED makes sure that the right foundation, structures and processes are always maintained to ensure that our staff welfare are well taken care of. Our company’s culture is designed to drive our business to greater heights and training and re–training of our workforce is at the top burner.

Our staff do enjoy profit-sharing arrangement based on their Productivity Index (PI), with that in place, they are more committed to the GOALS OF MIC-PHIT GLOBAL LIMITED.

Check List /Milestone Status
Business Name Availability Check Completed
Business Incorporation Completed
Opening of Corporate Bank Account in Nigeria Completed
Company’s website Completed
Application and Obtaining TIN Payer’s ID Completed
Securing a standard office facility for office/workshop Completed
Writing of Business Plan Completed
Drafting of Contract Documents Completed
Design of Logo for the business Completed
Creating Awareness for the business Completed
Health and Safety and Fire Safety Arrangement Completed
Establishing business relationship with vendors and key players in various industries Completed